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Terms & Conditions

Intellectual Property

All content, logos, designs, graphics, and materials on ("the Site") are the intellectual property of RFFDMSUK unless otherwise stated. Users may not use, reproduce, distribute, or display any portion of the Site without prior written consent from RFFDMSUK.


Advice Disclaimer

The information provided on the Site is for general informational purposes only. While we strive to provide accurate and up-to-date information, it should not be considered as professional advice. Users are encouraged to seek professional advice or consultation from qualified and insured professionals relevant to their specific needs or circumstances. RFFDMSUK and its affiliates, employees, or representatives shall not be held liable for any reliance placed on the information obtained from the Site.

Terms of Sale - Digital Content

  1. Sale of Digital Content: Purchases of digital content (e.g., ebooks, software, downloadable files) made through the Site are subject to the following terms:

    a. Ownership: Upon purchase, users are granted a non-exclusive, non-transferable license to use the digital content for personal, non-commercial purposes only.

    b. Restrictions: Users may not reproduce, distribute, or modify the digital content beyond the scope of the granted license without explicit permission from RFFDMSUK.

    c. Refunds: For digital content (e.g., ebooks, software), consumers have the right to a refund if the content is faulty.

Terms of Sale - Goods

  1. Sale of Goods: Purchases of physical goods made through the Site are subject to the following terms:

    a. Product Information: RFFDMSUK strives to accurately display and describe the goods offered on the Site. However, variations may occur, and descriptions are not guaranteed to be error-free.

    b. Shipping: Shipping costs, delivery times, and terms are detailed during the checkout process and may vary based on the destination and the nature of the purchased goods.

    c. Returns and Refunds: Within the first 30 days after purchase, consumers have the right to a full refund if they choose to reject faulty goods. This includes a refund on the original purchase price, delivery charges, and the cost of returning the item.



Purchases through the Site are available only to residents of the United Kingdom who are 18 years old and above. By making a purchase, the user confirms that they meet these eligibility criteria.

Limitation of Liability

By using the Site, users agree that RFFDMSUK, its affiliates, employees, or representatives shall not be liable for any direct, indirect, incidental, consequential, or exemplary damages, including but not limited to damages for loss of profits, goodwill, use, data, or other intangible losses resulting from the use or inability to use the Site or its content.


Users agree to indemnify and hold harmless RFFDMSUK, its affiliates, employees, and representatives from any claims, damages, liabilities, costs, or expenses arising out of the user’s violation of these Terms & Conditions or any applicable laws.

Modification of Terms

RFFDMSUK reserves the right to modify or revise these Terms & Conditions at any time. Users are responsible for regularly reviewing the Terms & Conditions. Continued use of the Site after any modifications indicates acceptance of the updated Terms & Conditions.

Governing Law

These Terms & Conditions shall be governed by and construed in accordance with the laws of England, and any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts in England

Statutory Rights under the Consumer Rights Act

The terms outlined herein do not affect the statutory rights of consumers as protected under the Consumer Rights Act. These statutory rights remain unaffected by any provisions within these Terms & Conditions.


Contact Information

If you have any questions or concerns regarding these Terms & Conditions, please contact us at

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